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Appendices

TermDefinition
BatchGroup of inventory items purchased together from a supplier
Serial NumberUnique identifier assigned to each individual item for tracking through sales lifecycle
PartnerFinancial institution (bank) providing credit and loan services
InstallmentPayment plan term (e.g., 2 months, 6 months, 12 months) for credit purchases
DisbursementProcess of transferring approved loan funds to customer’s bank account
Approval QueueList of pending applications awaiting sales team review and decision
ModelSpecific product variant (e.g., Samsung S23 Ultra is a model)
Pricing ListTable of product models and their loan amounts per partner and currency
CommissionPayment to agent based on successful loan closures and sales performance
  • Chrome 90+, Firefox 88+, Safari 14+, or Edge 90+
  • JavaScript enabled
  • Cookies enabled
  • WhatsApp installed on iOS or Android device
  • Internet connection (3G, 4G, or WiFi)
  • Basic messaging familiarity
  • Supporting documents: PDF, JPG, PNG formats
  • Pricing lists: Excel (.xlsx) format
  • File size limits: 5 MB per file
TaskWho Does ThisMenu Path
Create new batchStock ManagerStock > Batches
Approve pending batchOperations ManagerStock > Batches
View agent inventoryStock ManagerStock > Agents
Review pending loan applicationsSales OfficerLoan > Approval Queue
Process loan disbursementFinance OfficerLoan > Disbursement
Submit client applicationField AgentWhatsApp: Create App
Manage user accountsSystem AdminAdmin > Users
Configure system settingsSystem AdminAdmin > Settings

For Stock Managers:

  • Stock > Batches → Create and manage inventory
  • Stock > Agents → View and manage agent assignments
  • Stock > Transfer Stock → Record stock exchanges between agents
  • Stock > Returned Stock → Process customer or agent returns

For Sales Officers:

  • Loan > Clients → Maintain customer records
  • Loan > Partners → Manage bank partnerships
  • Loan > Approval Queue → Review pending applications
  • Loan > Disbursement Queue → Process approved loans
  • Loan > Pricing List → Upload product pricing by partner and currency

For System Administrators:

  • Admin > Users → Create and manage user accounts
  • Admin > Branches → Configure branch structure
  • Admin > Modules → Enable/disable system modules
  • Admin > Settings → Configure global system settings

For Field Agents:

  • WhatsApp > Create Application → Submit new customer applications
  • WhatsApp > Check Status → Review application status
  • WhatsApp > My Applications → View application history